HAMMERSMITH Mortgage Services
Brick2Brick mortgage specialists provide Hammersmith mortgages servicesHammersmith – A Great Place to Live
Some say Hammersmith has lost its “charm” over time but we’ve got news for you guys – this place still packs quite a punch.
In Hammersmith, you can have a great night out as an escape from the city lights. All it takes are some local pubs and restaurants that offer everything from cocktails to British fare! You’ll find many along King Street – the main road in this part of London with easy access to public transportation nearby, so getting back home after dinner doesn’t need much thought either.
The pubs on the Thames make for a more affordable evening, with drinks coming at lower prices than those found further west. If you’re moving to Hammersmith and need an appealing place to enjoy your time here – we know just where it is!
Hammersmith Housing
The prospect of living in Hammersmith is becoming increasingly popular, with the W6 postcode being more and more desirable as years go by. As such, it’s no surprise that property developments are booming; developers know there’s demand for housing close to central London from young professionals looking to put down roots outside City Centre, or families who want their kids educated within reach – without having them hop on a bus every day at 5:30am.
The riverside along Lower and Upper Mall is a peaceful, traffic-free refuge from the frantic gyratory. The London scene can be compared to an active jungle gym for adults as you navigate your way through piles of cars on busy streets or people everywhere! But if you’re looking to fine some peace and quiet, then look no further than the quaint area, with its Georgian houses, that line both sides of Water Street past Bath Bridge onto Kingston Cove Parkland. Nearby, you’ll also find boathouses where visitors may take boats out for pleasure cruises.
Hammersmith in West London is a diverse community with many advantages. The riverfront provides some peaceful moments and the schools offer high quality education for students of all levels, from private to state institutions. Hammersmith’s close proximity to central London makes it easily accessible, by tube or bus, without having too long a commute.
Start your journey today
Mortgages
Mortgage Services in Hammersmith
A mortgage is likely to be the single largest financial commitment you ever make. There’s a wide range of mortgage products out there, and we are there to make this process a lot easier with a stress-free journey.
Let’s be honest, who needs stress!
Buying a home
Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs. There is nothing more exciting than buying your next home.
Buy to Let Mortgages
These types of mortgages are for property investors and private landlords, who do not intend to live in the purchased property but will let the property to tenants.
Bridging Finance
A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one. Sometimes these are used for investing so that you can buy a house, refurbish in 6 months (or even shorter) and then sell on with the potential for a satisfying return.
(These services will be referred to a third party)
First-time buyers
People buying their first home often have specific needs when it comes to finding a mortgage. There are a range of mortgages that exist specifically for this market sector.
Help to Buy
The government has put in place a number of schemes to support house purchasers, such as Help to Buy.
Offset Mortgage
An offset mortgage enables you to use your savings to reduce your mortgage balance and the interest you pay on it.
Remortgages
Remortgaging means switching your mortgage to another deal with another lender without moving property which, in some circumstances could save the client some money.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Protection
Life and Critical Illness Insurance
Life and Protection Insurance policies can protect you and your family from the financial consequences of death or a serious illness. This will pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Income Protection Insurance
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury. The most Popular way of doing this is to run until your anticipated retirement age. You may also have a deferred period which means possibly to not start paying out until the end of your work benefit period. For example, 6 months full pay.
Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.
General Insurance
It’s important to ensure you put the right insurance in place to protect your home and your contents. Not only does this protect your assets on the building and everything you own, but the building insurance is also a requirement by the lender.
(These services will be referred to a third party)
Solicitors
We offer a thorough conveyancing service following the process from application through to completion. A one-stop shop for the whole process for the client, maintaining control, thus making this easier for you to have a hassle free experience.
(These services will be referred to a third party and are not regulated by the Financial Conduct Authority.)
We always aim to provide a high quality service to our customers.
However, if you encounter any problems and we are unable to resolve them you can take your complaint to The Financial Ombudsman Service.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
Brick2Brick Mortgage Solutions Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority under number 649443 in respect of mortgage, insurance and consumer credit mediation activities only.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Registered address - 124 City Road, London, EC1V 2NX, United Kingdom.
Registered in England & Wales under number 11900391.
Third party links – you will depart from the regulated site of Brick2Brick Mortgage Solutions who are not responsible for the accuracy or the content within the non-regulated site.
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Contact Details
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ADDRESS
124 City Road
London
EC1V 2NX
United Kingdom
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