Information

Mortgages

A mortgage is likely to be the single largest financial commitment you ever make. There’s a wide range of mortgage products out there, and we are there to make this process a lot easier with a stress-free journey. Let’s be honest, who needs stress!

Process of Buying a house

Buying a home

Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs. There is nothing more exciting than buying your next home.

Buy to Let Mortgages

Buy to Let Mortgages

These types of mortgages are for property investors and private landlords, who do not intend to live in the purchased property but will let the property to tenants.

Bridging Finance

Bridging Finance

A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one. Sometimes these are used for investing so that you can buy a house, refurbish in 6 months (or even shorter) and then sell on with the potential for a satisfying return.

(These services will be referred to a third party)
First Time Buyers

First-time buyers

People buying their first home often have specific needs when it comes to finding a mortgage. There are a range of mortgages that exist specifically for this market sector.

Help to Buy

Help to Buy

The government has put in place a number of schemes to support house purchasers, such as Help to Buy.

Offset Mortgages

Offset Mortgage

An offset mortgage enables you to use your savings to reduce your mortgage balance and the interest you pay on it.

Remortgages

Remortgages

Remortgaging means switching your mortgage to another deal with another lender without moving property which, in some circumstances could save the client some money.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Protection

Life and Critical Illness Cover

Life and Critical Illness Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death or a serious illness. This will pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

Income Protection Insurance

Income Protection Insurance

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury. The most Popular way of doing this is to run until your anticipated retirement age. You may also have a deferred period which means possibly to not start paying out until the end of your work benefit period. For example, 6 months full pay.

 

Payment Protection Insurance is optional.  There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.

General Insurance

It’s important to ensure you put the right insurance in place to protect your home and your contents. Not only does this protect your assets on the building and everything you own, but the building insurance is also a requirement by the lender.

(These services will be referred to a third party)

Solicitors

We offer a thorough conveyancing service following the process from application through to completion. A one-stop shop for the whole process for the client, maintaining control, thus making this easier for you to have a hassle free experience.

(These services will be referred to a third party and are not regulated by the Financial Conduct Authority.)

Contact

Address

Kemp House
152-160 City Road
London
EC1V 2NX

Please refer to our Privacy Statement regarding sending electronic communications.

Get in Touch

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We always aim to provide a high quality service to our customers.

However, if you encounter any problems and we are unable to resolve them you can take your complaint to The Financial Ombudsman Service.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.

Brick2Brick Mortgage Solutions is a trading style of TRN Adviser Ltd, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. under number 649443 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address - Kemp House, 152-160 City Road, London, EC1V 2NX, United Kingdom.

Registered in England & Wales under number 11900391.

Third party links – you will depart from the regulated site of Brick2Brick Mortgage Solutions who are not responsible for the accuracy or the content within the non-regulated site.

Please refer to our Privacy Statement regarding sending electronic communications.

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Contact Details

PHONE

07811 212207

ADDRESS

Kemp House

152-160 City Road

London

EC1V 2NX

United Kingdom

MAIL

paul@brick2brickmortgagesolutions.co.uk

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