fulham MORTGAGE SERVICES
Brick2Brick are Fulham mortgage specialists, providing Fulham mortgage servicesFulham – A Great Place to Live
Fulham has a style that is distinct from its surroundings in London and it’s been drawing businesses to the area since 19th Century. In recent decades, Fulham residents have also found themselves at home here with trendy shopping roads, for those who want their luxury goods, as well as an upmarket community supporting many different types of restaurants catering towards this clientele base – there truly isn’t anything you won’t find!
In a city where green space is never too far away and easy access to the Thames always available, Fulham stands out. The excellent transportation links, combined with some of London’s most sought after properties, make it an outstanding choice for those who want both village life away from their office jobs, but don’t have nor need any commute time!
West London’s most fashionable district is a haven for partygoers with plenty of trendy restaurants and traditional pubs to select from. This area regularly plays host to young people living in affluent neighbourhoods who want nothing more than some casual drinks after work or on weekends – so Fulham is ideal, if you’re also looking for somewhere fun but not too crowded where the cocktails are always refreshingly delicious.
Fulham Housing
A generation gap is what you’ll also find in this trendy part of London. The Fulham market has changed with the times and now buyers range from those who want to invest for their retirement with help from parents, down-to earth young professionals looking at affordable homes that fit into society, as well as first time buyers on track towards home ownership or investors chasing rental yields higher than ever before!
The beautiful old houses in this area are perfect for those looking to buy a house. The prices range from modestly priced older Victorians all the way up towards new construction, so there’s something here suitable no matter what your budget is! If you want serene settings and plenty of green space on top of having easy access to public transportation then Parsons Green might be just right for you. The New Kings Road is a vibrant place, where many cafes have outdoor seating spaces that offer terrific views across London as well as great food options waiting inside.
Start your journey today
When all other options failed me… Brick 2 Brick Mortgage Solutions came through with flying colours! Really saved the day! Personal, friendly service. Found the perfect mortgage solution tailored to suit my circumstances. Always positive and enthusiastic even when the going was tough. Highly recommended.
Mortgage Services in Fulham
A mortgage is likely to be the single largest financial commitment you ever make. There’s a wide range of mortgage products out there, and we are there to make this process a lot easier with a stress-free journey.
Let’s be honest, who needs stress!
Buying a home
Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs. There is nothing more exciting than buying your next home.
Buy to Let Mortgages
These types of mortgages are for property investors and private landlords, who do not intend to live in the purchased property but will let the property to tenants.
Bridging Finance
A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one. Sometimes these are used for investing so that you can buy a house, refurbish in 6 months (or even shorter) and then sell on with the potential for a satisfying return.
(These services will be referred to a third party)
First-time buyers
People buying their first home often have specific needs when it comes to finding a mortgage. There are a range of mortgages that exist specifically for this market sector.
Help to Buy
The government has put in place a number of schemes to support house purchasers, such as Help to Buy.
Offset Mortgage
An offset mortgage enables you to use your savings to reduce your mortgage balance and the interest you pay on it.
Remortgages
Remortgaging means switching your mortgage to another deal with another lender without moving property which, in some circumstances could save the client some money.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Protection
Life and Critical Illness Insurance
Life and Protection Insurance policies can protect you and your family from the financial consequences of death or a serious illness. This will pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Income Protection Insurance
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury. The most Popular way of doing this is to run until your anticipated retirement age. You may also have a deferred period which means possibly to not start paying out until the end of your work benefit period. For example, 6 months full pay.
Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.
General Insurance
It’s important to ensure you put the right insurance in place to protect your home and your contents. Not only does this protect your assets on the building and everything you own, but the building insurance is also a requirement by the lender.
(These services will be referred to a third party)
Solicitors
We offer a thorough conveyancing service following the process from application through to completion. A one-stop shop for the whole process for the client, maintaining control, thus making this easier for you to have a hassle free experience.
(These services will be referred to a third party and are not regulated by the Financial Conduct Authority.)
We always aim to provide a high quality service to our customers.
However, if you encounter any problems and we are unable to resolve them you can take your complaint to The Financial Ombudsman Service.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
Brick2Brick Mortgage Solutions Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority under number 649443 in respect of mortgage, insurance and consumer credit mediation activities only.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Registered address - 124 City Road, London, EC1V 2NX, United Kingdom.
Registered in England & Wales under number 11900391.
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ADDRESS
124 City Road
London
EC1V 2NX
United Kingdom
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