Clapham Mortgage Services
Brick2Brick are Clapham mortgage specialists, providing Clapham mortgage servicesClapham – A Great Place to Live
Clapham is a haven for Londoners with an abundance of green space, period properties and quick transport links. The area has been given supreme ratings across all categories – from trendiness to happiness! Clapham offers residents more contemporary living spaces if you want some shopping or nightlife in town, while still being able to escape at any time thanks to it’s beautiful surroundings when they need some peace and quiet.
Clapham is a neighbourhood in London that has long been known as the perfect place to live. It’s filled with bars and restaurants, an idyllic Venn Street Market for shoppers on their lunch break (or any other time) and of course Battersea Arts Centre, which houses one if its own art exhibits every day. In 2015, Time Out ranked Clapham Number One when it comes down what people want from life – not just quality housing but also proximity between themselves AND others; we’re close enough to friends without having too much traffic during rush hour.
Clapham Common is a 220-acre green space that offers you the perfect opportunity for outdoor adventures. There are plenty of fields on which your dog can run around as much as needed. The high street close by, has all types of shops and cafes, whether you’re looking out for some clothes while grabbing lunch with friends, wanting something unique at an artisan store, near your workplace downtown, or just need groceries after work.
Clapham Housing
The South West London district of Clapham has been evolving for centuries and now encompasses the Lambeth as well as Wandsworth boroughs. Old Town Clapham is filled with elegant houses and medieval buildings that date back to Tudor times when Queen Elizabeth lived there.
The houses deserve a place in your day-to-day life, with their charming luxurious architecture making it perfect for tourists or locals alike, who want an authentic British experience. Hop out of Clapham Common Underground Station onto one these streets where you’ll find everything from antique stores to museums on every corner.
Start your journey today
It is like a breath of fresh air when you come across a company that actually does for you as it exactly says on the tin. It doesn’t happen very often now days. I am glad that I got to know Brick 2 Brick. The whole experience was a professional, pleasant fast and above all ; extremely good rate. Thanks to Paul Collinson from Brick 2 Brick. He was there every step of the way chasing the lender solicitors. As far as I am concerned it all happened automatically.
Mortgage Services in Clapham
A mortgage is likely to be the single largest financial commitment you ever make. There’s a wide range of mortgage products out there, and we are there to make this process a lot easier with a stress-free journey.
Let’s be honest, who needs stress!
Buying a home
Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs. There is nothing more exciting than buying your next home.
Buy to Let Mortgages
These types of mortgages are for property investors and private landlords, who do not intend to live in the purchased property but will let the property to tenants.
Bridging Finance
A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one. Sometimes these are used for investing so that you can buy a house, refurbish in 6 months (or even shorter) and then sell on with the potential for a satisfying return.
(These services will be referred to a third party)
First-time buyers
People buying their first home often have specific needs when it comes to finding a mortgage. There are a range of mortgages that exist specifically for this market sector.
Help to Buy
The government has put in place a number of schemes to support house purchasers, such as Help to Buy.
Offset Mortgage
An offset mortgage enables you to use your savings to reduce your mortgage balance and the interest you pay on it.
Remortgages
Remortgaging means switching your mortgage to another deal with another lender without moving property which, in some circumstances could save the client some money.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Protection
Life and Critical Illness Insurance
Life and Protection Insurance policies can protect you and your family from the financial consequences of death or a serious illness. This will pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Income Protection Insurance
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury. The most Popular way of doing this is to run until your anticipated retirement age. You may also have a deferred period which means possibly to not start paying out until the end of your work benefit period. For example, 6 months full pay.
Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.
General Insurance
It’s important to ensure you put the right insurance in place to protect your home and your contents. Not only does this protect your assets on the building and everything you own, but the building insurance is also a requirement by the lender.
(These services will be referred to a third party)
Solicitors
We offer a thorough conveyancing service following the process from application through to completion. A one-stop shop for the whole process for the client, maintaining control, thus making this easier for you to have a hassle free experience.
(These services will be referred to a third party and are not regulated by the Financial Conduct Authority.)
We always aim to provide a high quality service to our customers.
However, if you encounter any problems and we are unable to resolve them you can take your complaint to The Financial Ombudsman Service.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
Brick2Brick Mortgage Solutions Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority under number 649443 in respect of mortgage, insurance and consumer credit mediation activities only.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.
A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Registered address - 124 City Road, London, EC1V 2NX, United Kingdom.
Registered in England & Wales under number 11900391.
Third party links – you will depart from the regulated site of Brick2Brick Mortgage Solutions who are not responsible for the accuracy or the content within the non-regulated site.
Please refer to our Privacy Statement regarding sending electronic communications.
Social Media
Contact Details
PHONE
ADDRESS
124 City Road
London
EC1V 2NX
United Kingdom
Customer Reviews
